In the scope of the FCT funded project House-Refuge this webinar will bring together a group of insurance specialists from different countries to discuss the importance of the sector in safeguarding constructions from the devastating impacts of wildfires. Attendees will have the opportunity to understand the different policies regarding the insurance coverages in different parts of the world and the importance and potential that the insurance sector can have in developing better policies to protect buildings and communities from wildfires.

This webinar will be held in english with no simultaneous translation.

The time for the event is presented in Lisbon time, please add one hour for CET.


Registration is free but mandatory, and the number of participants is limited. To register, please click HERE and fill in your details. Please note that the participation link sent after the registration is unique and only allows for one connection.




Subject Speaker
9:15 Welcome & House Refuge Project Miguel Almeida (ADAI)
9:30 House Refuge study on the Portuguese Insurance Sector perspective on the protection of homes against wildfires Inês de Oliveira Martins and Karoline Vitali (IJUC)
9:45 The perspective of the Portuguese Insurance market Rodrigo Tomás (Zurich; APS - Portuguese Insurers Association)
10:00 The perspective of the French Insurance market Pascal Mayer (Groupama)
10:15 Australia/Vitoria – the experience of mandatory insurance Tom Alves (Australian Housing and Urban Research Institute)
10:30 US/ California: the role of insurance in the prevention/mitigation of damage to homes by wildfires Seana O'Shaughnessy (Community Housing Improvement Program) & Mark Northcross (NHA Advisors)
10:45 Break
11:00 Insurance as a tool for the prevention of damage caused to homes by wildfires - the perspective of the supervisors Marie Scholer (EIOPA, Expert on Insurance policy)
11:15 A guarantee fund for catastrophic risks related to fires at the wildland-urban interface? The experience of the Spanish Consorcio de Compensación de Seguros Francisco Espejo (Consorcio de Compensación de Seguros, Spain)
11:30 Acceptance of fire insurance risks affecting dwellings in rural areas - Perspective of the reinsurance market Dario Oliveira de Matos (Munich Re)
11:45 Insurance solutions for the protection of dwellings in rural areas - especially parametric insurance Nuno Rodrigues (MDS - Insurance broker)
12:00 Questions and answers Moderation: Inês de Oliveira Martins (IJUC)
12:20 Round Table
13:00 Closure Miguel Almeida (ADAI)


Dario Oliveira de Matos

Munich Re.

Francisco Espejo

Consorcio de Compensación de Seguros, Spain.

Inês Oliveira Martins

Tenured professor of Civil and Commercial Law at the Faculty of Law of the University of Coimbra. Private legal consultant in Portugal and Brazil. Member of the Institute for Legal Research of the University of Coimbra. Member of the Board of Directors of the Portuguese Chapter of the ‘Association Internationale de Droit des Assurances" (AIDA). Member of the Supervisory Board of the Institute for Banking, Insurance and Capital Market Law of the Faculty of Law of the University of Coimbra (BBS). Consultant member of the Special Commission on Insurance and Reinsurance Law - Brazilian Bar Association/ São Paulo Chapter. Member of the European Law Institute (ELI), of the German-Portuguese Legal Association (DLJV) and of the Brazilian Institute for Insurance Law (IBDS). Ciência ID: A811-C6C5-2EF4

Karoline Vitali

Assistant Professor at the University of Coimbra and Researcher at the Legal Institute of the Faculty of Law of the University of Coimbra. Research Fellow of the project "House Refuge", funded by the Foundation for Science and Technology, from February 2021 – January 2023.

With an ongoing specialization on Droit et Gestion de la Forêt at Université de Bordeaux, Karoline is also a PhD candidate in Public Law and has a master’s degree in legal-political sciences, with mention in constitutional law, both by the Faculty of Law of the University of Coimbra. Law degree by Universidade Federal do Espírito Santo.

Mark Northcross

NHA Advisors

Marie Scholer

Dr. Marie Scholer Mendez has joined EIOPA in April 2019. In her function as a Senior Expert on Policy Sustainable Finance, she coordinates the catastrophe expert risk group and further develops EIOPA’s work on sustainable finance. Prior to EIOPA, Ms Scholer worked for the reinsurance sector at R+V Re in Germany as a Riskcontrolling Actuary and the for insurance sector at Zurich insurance in Switzerland as a Senior Catastrophe Modeller. She has extensive knowledge in natural catastrophe models as she worked for a catastrophe model vendors (RMS) and holds a PhD in geophysics.

Miguel Almeida

Miguel Almeida is senior researcher at the Association for the Development of Industrial Aerodynamics (ADAI) where he is also a member of the Board of Directors. He is integrated member of the Associated Laboratory of Energy, Transport and Aeronautics (LAETA) and Invited Professor at the Department of Mechanical Engineering of the University of Coimbra. Although his background is in Environmental Engineering, he has a PhD in Mechanical Engineering from the University of Coimbra, in the speciality of natural and technological risks. He is the author of several scientific publications, national and international, in the field of wildfires. Also in this field, he has participated in several research and development projects, being the Principal Investigator of the House Refuge Project, that is hosting this webinar.

Nuno Rodrigues

Nuno Rodrigues is an experienced Property & Engineering professional with a demonstrated history of working in the insurance industry, including international experience on the London Market. He joined MDS two years ago as the Director of the Property and Engineering technical Department. Before that he was the manager of the Corporate, Property and Engineering Department of Generali Portugal for 13 years.

Nuno is Graduated in Mechanical Engineering by the “Instituto Superior Técnico da Universidade de Lisboa", and Post Graduate BA in Management by IDEFE - ISEG Lisbon school of Economics and Management. Throughout its 20 years of career he attended multiple specialization courses such as Actuarial Sciences for non-Actuaries, Construction All Risks Insurance, Risk Management, Reinsurance, Environmental Liabilities, being also a Chartered Risk Surveyor by the Associação Portuguesa de Seguradores. Nuno is entitled with the Level 3 Certificate in Insurance by The Chartered Insurance Institute.

Pascal Mayer

Groupama, France.

Rodrigo Tomás

Zurich; APS - Portuguese Insurers Association.

Seana O'Shaughnessy

Community Housing Improvement Program

Tom Alves

Dr Tom Alves is Head of Development at the Australian Housing and Urban Research Institute (AHURI), Australia’s national, independent research institute for housing, homelessness, and urban research. Tom has held positions at RMIT University, The University of Melbourne, and the Office of the Victorian Government Architect. He also has worked in architectural practices in Melbourne and Sydney. With a PhD in Housing and Urban Studies, Tom has a longstanding interest in housing policy, design, and provision. He led the development of Victoria’s apartment design standards, was lead author of the housing chapter in Melbourne’s metropolitan strategic plan, and serves as a Director of MCM Housing, a specialist youth housing provider.